Tuesday, 23 August 2011

Did insurance really really expensive??


Well...Some clients think that protection plans such as medical card, life insurance and PA are very costly. How true is it?

Each one of us desires to
live comfortably. We want to look after our family financially, if we are no longer around. We want our children to get the best education possible in the world. We also want a contented life after retirement. Needless to say, we have unlimited wants. In order to accomplish these wants and needs, of coz there is a price we have to pay as there is no such thing as a free lunch nowadays. The price is reflected in the premiums of insurance plans.

I personally think that insurance or I prefer to call it protection plan is very expensive only when we don't need it. Trust me. I remembered reading an article wrote by a blogger which goes like this “If an insurance agent asks a seriously ill patient in a hospital to buy a Medical Card, Life Insurance and Personal Accident plan, for sure the patient will buy them without hesitation even he has to pay a monthly premium of RM 10,000" After digested this phrase,i would say that the patient might not only willing to pay RM10k but even more just for the sake of getting back his healthiness. Take my word for it!

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